Community Development and Microcredit Officer

Job Description

Title: Community Development and Microcredit Officer

Company Name: Symbiosis Foundation- Gulshan

Vacancy: --

Location: Dhaka

Salary: Negotiable

Experience:
∎ 3 to 5 years
∎ The applicants should have experience in the following business area(s):NGO, Micro-Credit
∎ Freshers are also encouraged to apply.

Published: 13 May 2025

Education:
∎ Bachelor of Commerce (BCom), Master of Commerce (MCom), Bachelor of Business Administration (BBA) in Economics, Bachelor of Arts (BA) in Development Studies, Bachelor of Business Administration (BBA) in Finance

Requirements:

Additional Requirements:
∎ Experience in designing, implementing, and managing microfinance programs is essential.
∎ Strong understanding of community development principles and practices, with experience in participatory approaches.
∎ Knowledge of financial concepts, including microfinance, loan management, and financial literacy training.
∎ A thorough understanding of the statutory requirements for credit provision programs
∎ Excellent communication, interpersonal, and facilitation skills to effectively engage with community members and stakeholders.
∎ Ability to develop and deliver training programs for community members and leaders.
∎ Experience in data collection, analysis, and reporting on program impact.
∎ Ability to plan, implements, and manage community development projects, including microcredit programs.
∎ Proven ability to drive a motor cycle with a valid driving license (mandatory for field travel).
∎ Proficiency in MS Excel, MS Word and reporting.
∎ Understanding of microcredit operations and donor-funded projects.Proficiency both in English and Bengali.
∎ Excellent communication and analytical skills.
∎ Willingness to travel to project locations as required.
∎ Preferred:
∎ Experince working with rural/low-income communities.
∎ Knowledge of participatory tools (PRA, RRA) and data analysis software (e.g KOBO Toolbox)
∎ Skills, experienceand qualifications
∎ Microcredit Experience
∎ Community Development
∎ Financial Literacy
∎ Knowledge of Statutory Requirements
∎ Communication and Interpersonal Skills
∎ Training and Capacity Building
∎ Data Analysis and Reporting
∎ Project Management
∎ Other skills
∎
∎ Note: At Symbiosis, we are dedicated to ensuring the safety and wellbeing of all children and vulnerable individuals involved in our work. We treat any concerns or allegations of misconduct with the seriousness they deserve. All staff are expected to follow our Child Safety and Safeguarding policies to help maintain a safe and respectful environment for everyone.

Responsibilities & Context:
∎ Developing and implementing microcredit programs that meet the specific needs of the community.
∎ Managing the microcredit program's daily operations, including loan disbursement, repayment monitoring, and client support.
∎ Ensuring that microcredit programs are sustainable and financially responsible.
∎ Providing training and support to community members on financial literacy, business management, and microcredit program guidelines.
∎ Supporting the development of local capacity for managing microcredit programs in the future.
∎ Regularly monitoring the impact of microcredit programs on community development.
∎ Collecting data on loan performance, repayment rates, and economic development indicators.
∎ Evaluating the overall effectiveness of the microcredit program and making necessary adjustments.
∎ Collaborating with other community development workers, government agencies, and partner organizations.
∎ Building relationships with local leaders and stakeholders to foster community support for microcredit programs.
∎ Networking with other microfinance institutions to share best practices and learn from their experiences.
∎ Job Summary
∎ Symbiosis Foundation seeks A Community Development Officer with microcredit /microfinance experience who would be responsible for fostering economic empowerment and community development, particularly through the provision and management of microfinance programs and community development initiatives. This role shall involve identifying community needs, developing and implementing microcredit programs, monitoring their impact and ensuring sustainable community growth.
∎
∎ Key Responsibilities:
∎ Community Engagement and Needs Assessment
∎ Conducting community assessments to understand local needs, priorities, and potential for microcredit programs or alternative legally and socially acceptable credit provision programs.
∎ Engaging with community members, leaders, and local stakeholders to foster trust and collaboration.
∎ Promoting community participation in community development program planning and implementation in line with the history of any pre-existing savings program.
∎ Microcredit Program Development and Management
∎ Developing and implementing microcredit programs that meet the specific needs of the community.
∎ Managing the microcredit program's daily operations, including loan disbursement, repayment monitoring, and client support.
∎ Ensuring that microcredit programs are sustainable and financially responsible.
∎ Capacity Building and Training
∎ Providing training and support to community members on financial literacy, business management, and microcredit program guidelines.
∎ Supporting the development of local capacity for managing microcredit programs in the future.
∎ Monitoring and Evaluation
∎ Regularly monitoring the impact of microcredit programs on community development.
∎ Collecting data on loan performance, repayment rates, and economic development indicators.
∎ Evaluating the overall effectiveness of the microcredit program and making necessary adjustments.
∎ Collaboration and Networking
∎ Collaborating with other community development workers, government agencies, and partner organizations.
∎ Building relationships with local leaders and stakeholders to foster community support for microcredit programs.
∎ Networking with other microfinance institutions to share best practices and learn from their experiences.

Skills & Expertise:

Compensation & Other Benefits:
∎ Mobile bill, T/A
∎ As per organization's policy.

Workplace:
∎ Work at office

Employment Status: Contractual

Job Location: Dhaka

Read Before Apply:

Please send your updated resume to symbiosisfoundation@yahoo.com with the subject line: ''Application for Community Development and Microcredit Officer.''