Credit Officer
Job Description
Title: Credit Officer
Company Name: SBAC Bank Limited
Vacancy: Not specific
Job Location: Anywhere in Bangladesh
Employment Status: Full-time
Educational Requirements:
∎ Post-graduation degree from reputed university with no third division/class in any academic result.
∎ Applicant having break of service need not apply.
∎ Computer literacy is a must.
Experience Requirements:
∎ 3 to 5 year(s)
Job Responsibilities:
∎ Analyzing the prospective client for loans and assist them with loan application procedures. Process credit proposals through scrutinizing all required documents/ information along with analyzing of financial statements, security, personal behavior & credit worthiness of clients and persons behind business;
∎ Drafting loan documentation, credit documents, security documents, security registration to ensure compliance with internal regulations, applicable laws, and to submit for approval and signing credit agreement disbursement and security documents.
∎ Assessing risk inherent in the credit proposal through visit (if required) and scrutinize documents and determine the pricing based on risk associated with the proposals
∎ Finalizing credit proposals and place credit memo to Branch Business Division/ Credit Risk Management Division;
∎ To enforce compliance with the credit risk parameters and credit exposure on concentration limits set by the Bank and regulatory authorities
∎ Presentation of Office Notes/ Memos to Credit Committee/ Executive Committee /Board for necessary approval with NIL lapses/discrepancy
Additional Requirements:
∎ 3 to 5 years’ experience in Credit desk of any Bank with proven track record.
∎ Strong knowledge of Lending Operations & Credit Management is required
∎ Excellent communication skills and strong interpersonal relationship
Compensation & Other Benefits:
∎ Attractive compensation package
∎ Excellent working environment
∎ Smooth Career Progression
Job Source: Bdjobs.com Online Job Posting.
Application Deadline: 6 Oct 2022
Company Information:
∎ 25 Sep 2022
∎ SBAC Bank Limited
∎ Address : Dhaka
∎ Web : www.sbacbank.com
Category: Bank/Non-Bank Fin. Institution
Source: bdjobs.com
Deadline Expired on 6th Oct 2022
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