Loan Officer

Job Description

Title: Loan Officer

Company Name: RDRS Bangladesh

Vacancy: --

Age: at most 35 years

Location: Anywhere in Bangladesh

Minimum Salary: Tk. 23000 (Monthly)

Published: 1 Apr 2024

Education:
∎ Masters

Requirements:

Additional Requirements:
∎ Age at most 35 years
∎ Masters in any discipline but preferably in Management, Marketing, Economics, Social Science, Social Works
∎ Relevant experienced candidates will get preference.
∎ Age may be relaxed for deserving candidates.
∎ Driving motorcycle is required.
∎ Finally selected candidates have to deposit Tk. 20,000 as security money of which 25% have to deposit at the time of joining and the rest amount will be deducted in 10 equal monthly installments from salary. The amount of security money is refundable with interest as per RDRS policy.
∎ Masters in any discipline but preferably in Management, Marketing, Economics, Social Science, Social Works
∎ Relevant experienced candidates will get preference.
∎ Age may be relaxed for deserving candidates.
∎ Driving motorcycle is required.
∎ Finally selected candidates have to deposit Tk. 20,000 as security money of which 25% have to deposit at the time of joining and the rest amount will be deducted in 10 equal monthly installments from salary. The amount of security money is refundable with interest as per RDRS policy.

Responsibilities & Context:
∎ Prepare and assist management in setting up the Annual Plan regarding the ME Loan.
∎ Implement the program as per plan following the policy. Identify the entrepreneurs and plan to develop them.
∎ Arrange to train the program participants on financial literacy and skill development.
∎ Prepare the profile of the client prepare the loan proposal and disburse the loan accordingly.
∎ Frequent and regular follow-up to ME clients and ensure 100% recovery.
∎ Collect the savings and repayment of loan money as per schedule.
∎ Deposited the collected loan money properly. Linkage the program participants to related agencies and marketing of products.
∎ Maintain and preserve all the related records safely. Monitor utilization of loan money properly as proposed.
∎ Ensure the Program is on the right track.
∎ Assist management to review and develop the ME policy as needed.
∎ Be available to resolve any type of problem regarding the program.
∎ Collect and compile reports regarding the program as per the requirement of management.
∎ Maintain liaison with other program staff. From time to time arrange and conduct meetings with the program participants.
∎ Cooperate with internal and external visitors as and when necessary.
∎ Represent RDRS ME loan program at the local level forum.
∎ Carry out any other activities assigned by the management.
∎ Job Context
∎ RDRS (MRA Reg. No. 00143-175-00192) is a leading national development organization in Bangladesh working for the poor and underprivileged communities across the country with a focus on northwest Bangladesh. Established in 1972 as the field program of the Lutheran World Federation, Geneva, RDRS became a national development organization in 1997 under the Trust Act. RDRS provides development services to over 3 million households in 32 districts through its five major program priorities - Skills, Employment & Entrepreneurship, Social Empowerment, Agriculture, Food Security & Climate Change, Microfinance, and Emergency and Humanitarian Response. RDRS Bangladesh is seeking applications for the position of Loan Officer for its Micro-enterprise Programme from Experienced and Non-Experienced persons.
∎ Job Responsibilities
∎ Prepare and assist management in setting up the Annual Plan regarding the ME Loan.
∎ Implement the program as per plan following the policy. Identify the entrepreneurs and plan to develop them.
∎ Arrange to train the program participants on financial literacy and skill development.
∎ Prepare the profile of the client prepare the loan proposal and disburse the loan accordingly.
∎ Frequent and regular follow-up to ME clients and ensure 100% recovery.
∎ Collect the savings and repayment of loan money as per schedule.
∎ Deposited the collected loan money properly. Linkage the program participants to related agencies and marketing of products.
∎ Maintain and preserve all the related records safely. Monitor utilization of loan money properly as proposed.
∎ Ensure the Program is on the right track.
∎ Assist management to review and develop the ME policy as needed.
∎ Be available to resolve any type of problem regarding the program.
∎ Collect and compile reports regarding the program as per the requirement of management.
∎ Maintain liaison with other program staff. From time to time arrange and conduct meetings with the program participants.
∎ Cooperate with internal and external visitors as and when necessary.
∎ Represent RDRS ME loan program at the local level forum.
∎ Carry out any other activities assigned by the management.


Skills & Expertise:

Compensation & Other Benefits:
∎ After confirmation salary will be as per the organizational salary matrix.
∎ Provident fund, Weekly 2 holidays, Gratuity, Mobile bill
∎ Festival Bonus: 2
∎ As per Organizational Policy.

Employment Status: Full Time

Job Location: Anywhere in Bangladesh

Read Before Apply: Qualified women are strongly encouraged to apply. Only short listed candidates will be invited for interview. RDRS believes that all people have a right to live their lives free from sexual violence and any abuse of power, regardless of age, gender, sexuality, sexual orientation, disability, religion, ethnic origin or other status. RDRS will make every effort to create and maintain a safe environment, free from Sexual Exploitation Abuse and Harassment (SEAH), and shall take appropriate measures for this purpose in the communities where it operates.

Company Information:
∎ RDRS Bangladesh
∎ RDRS Bangladesh, House no.43, Road no. 10, Sector 6, Uttara, Dhaka
∎ RDRS Bangladesh is a national humanitarian and development organization works for rural development by empowering the rural poor in northwest Bangladesh. RDRS was formally established as the Bangladesh field program of the Geneva-based Lutheran World Federation/Department for World Service (LWF/DWS) on 8 February 1972. Its development aim is to achieve sustainable increases in their living standards. With this aim, RDRS enables those who participate in its program to gain the necessary skills, understanding, confidence, institutions and services; and ensure that the rural communities have the necessary economic, social and environmental resources. RDRS employees approximate 3,700 staff and works with a further approximately 1,000 volunteers and daily paid workers. The vast majority of staff are in field positions, with specialist sectoral and support units in Rangpur and Dhaka.

Address::
∎ RDRS Bangladesh, House no.43, Road no. 10, Sector 6, Uttara, Dhaka
∎ RDRS Bangladesh is a national humanitarian and development organization works for rural development by empowering the rural poor in northwest Bangladesh. RDRS was formally established as the Bangladesh field program of the Geneva-based Lutheran World Federation/Department for World Service (LWF/DWS) on 8 February 1972. Its development aim is to achieve sustainable increases in their living standards. With this aim, RDRS enables those who participate in its program to gain the necessary skills, understanding, confidence, institutions and services; and ensure that the rural communities have the necessary economic, social and environmental resources. RDRS employees approximate 3,700 staff and works with a further approximately 1,000 volunteers and daily paid workers. The vast majority of staff are in field positions, with specialist sectoral and support units in Rangpur and Dhaka.

Application Deadline: 30 Apr 2024

Category: NGO/Development

Source: bdjobs.com

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