Title: Officer/ Senior Officer (Credit)
Company Name: Woori Bank
Vacancy: --
Location: Dhaka
Salary: Negotiable
Experience:
∎ At least 5 years
Published: 6 May 2024
Education:
∎ Master’s / Bachelor's Degree preferably in Business discipline from any reputed Public/Private/Foreign University with good academic record of accomplishment.
∎ Master’s / Bachelor's Degree preferably in Business discipline from any reputed Public/Private/Foreign University with good academic record of accomplishment.
Requirements:
Additional Requirements:
∎ Minimum Five (05) years of experience in reputed Banks; minimum Two (02) years of experience in credit of a Bank.
∎ Proficiency in MS Office, Excel & Power-Point.
∎ Excellent presentation and communication skills in both English and Bengali.
Responsibilities & Context:
∎ Woori Bank, the First Commercial Bank of Korea incorporated in 1899, head Quarter located in Seoul, South Korea, operating 877 Branches in Korea and 430 Global Networks in 28 Countries.
∎ Being one of the largest commercial bank of Korea, Woori Bank started its operation in Bangladesh in 1996. During last 27 years in Bangladesh, the Bank expanded its network with 07 Branches (Gulshan, Mirpur, Uttara, Narayanganj, Chittagong, Motijheel and Karwan Bazar) and 02 Customer Service Centre in DEPZ, Savar & CEPZ, Chattogram. The Bank also diversified its portfolio in both Retail and Corporate Banking services to its customer with premium service quality. As part of its Business expansion, Woori Bank is looking for highly deserved candidates for the following position:
∎ Type of Employment: Permanent
∎ Department: Credit
∎ Conduct a thorough analysis of credit applications and assess the creditworthiness of individuals or businesses applying for loans or credit lines.
∎ Evaluate financial statements, credit history, and other relevant data to determine the level of risk associated with extending credit.
∎ Determine appropriate loan terms, interest rates, and collateral requirements based on the risk assessment and bank policies.
∎ Ensure compliance with all relevant regulations and internal policies governing lending practices, such as Anti-Money Laundering (AML) and Know Your Customer (KYC) regulations.
∎ Monitor the performance of existing loans and credit lines, identify potential risks, and take appropriate actions to mitigate losses.
∎ Communicate with customers to gather additional information, explain lending decisions, and negotiate terms when necessary.
∎ Prepare and review loan documentation, ensuring accuracy and completeness to protect the bank's interests.
∎ Collaborate with other departments, such as sales, legal, and risk management, to ensure a coordinated approach to credit risk management.
∎ Job Responsibilities
Compensation & Other Benefits:
∎ Different allowances and benefits as per Bank's rules.
∎ Different allowances and benefits as per Bank's rules.
Employment Status: Full Time
Job Location: Dhaka
Read Before Apply:
Note: Detail information must be ensured by the applicant on:
Present Position
Job Details
Present Salary
Expected Salary
Educational Information
Marital Status
Present and Permanent address
Age as of 30 April 2024
02 References and etc.
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Source: bdjobs.com