Junior Analyst - Credit Review

• Bachelor/Honors

• Age 23 to 35 years

Company Overview:

PalmPay is a leading neobank and fintech platform scaling financial inclusion across emerging markets. With over 40 million users, we are building a digital financial ecosystem that empowers individuals and businesses through accessible, easy-to-use, and rewarding financial services.

Operating in Nigeria, Ghana, Tanzania, Bangladesh, Pakistan, and the Philippines, PalmPay has been recognised by CNBC as one of the Top 300 Global Fintech Companies and ranked #2 overall and #1 in financial services on the Financial Times’ Africa’s Fastest Growing Companies 2025 list.

Position Overview:

The Junior Analyst - Credit Review will support the Credit Review team in evaluating customer creditworthiness and ensuring compliance with credit policies and procedures. The role involves reviewing customer information, verifying documentation, maintaining credit-related records, and assisting in risk assessment activities to support informed lending decisions and portfolio quality.

Key Responsibilities:

• Assist senior analysts in reviewing loan and EMI applications, verifying customer information, and ensuring compliance with company policies, approval criteria, and documentation requirements.

• Perform preliminary checks on credit applications to assess documentation completeness, basic eligibility, and data accuracy.

• Support customer creditworthiness assessments and basic risk evaluations by analyzing customer data under the guidance of senior team members.

• Assist in identifying potential risk indicators and preparing credit files, reports, summaries, and recommendations for management review.

• Maintain and update customer databases, credit records, and tracking systems, ensuring data integrity, accuracy, and proper documentation.

• Learn and apply credit policies, procedures, and risk assessment guidelines under the supervision of senior analysts.

• Mobile bill
• Festival Bonus: 2