Education
- Bachelor of Business Administration (BBA) in Finance & Banking, Cost & Management Accounting
- Bachelor/Honors
Additional Requirements
- Age 24 to 32 years
Skill Requirements
Credit Risk Analysis
Financial Analysis
Credit Analysis
Financial Statement Analysis
Risk Management
Microsoft Excel
Analytical Skills
Responsibilities & Context
Appraise retail loan applications, including credit card applications, to determine whether the applicant meets credit criteria as per the PPG of Consumer Loan, maintaining TAT as per SLA with stakeholders.
Analyze the applicant’s financial information, such as bank statements, audited accounts, management accounts, and cash flow statements.
Visit the client’s office, business, or residence premises, income, as well as the primary security.
Assist in portfolio analysis, early alert report preparation, PAR analysis, segmentation, loan concentration data, and ageing analysis to derive an appropriate lending strategy.
Supervise the Retail Credit MIS team and ensure different activity reports are generated on a regular basis.
Perform other assignments given by supervisors.