Experience
- 7 to 10 years
- The applicants should have experience in the following business area(s): Manufacturing (FMCG), Wholesale, Food (Packaged)/Beverage, Agro based firms (incl. Agro Processing/Seed/GM), Electronic Equipment/Home Appliances, Group of Companies, Chemical Industries, Automobile, Paint, Toiletries
Education
- Bachelor of Business Administration (BBA) in Finance, Accounting & Information System
Professional qualification such as CA, CMA, ACCA, CA-CC or equivalent will be preferred.
Requirements
- 7 to 10 years
- The applicants should have experience in the following business area(s): Manufacturing (FMCG), Wholesale, Food (Packaged)/Beverage, Agro based firms (incl. Agro Processing/Seed/GM), Electronic Equipment/Home Appliances, Group of Companies, Chemical Industries, Automobile, Paint, Toiletries
Skills Required
Additional Requirements
- Age 30 to 45 years
Business Understanding:
Strong understanding of business value chains, customer segments, distribution channels, and payment processes across diverse industries.
Understanding of business cash flows, working capital requirements, credit cycles, and customer payment behavior.
Working knowledge of digital financing solutions, banking products, financial institutions, and relevant Bangladesh Bank regulations.
Responsibilities & Context
Develop and execute the digital financing roadmap for the Agriculture Business jointly with the Business Head and Finance & Planning.
Set up farmer input-credit programs for seeds, fertilizer and crop protection with banks and MFIs, with repayment aligned to crop cycles.
Arrange tractor and farm machinery financing (lease or installment) with financial partners for ACI Motors customers.
Establish working-capital credit lines for agri dealers and retailers to reduce ACI's own credit exposure.
Negotiate program terms, pricing and risk-sharing with financial partners, and manage those relationships.
Digitize dealer and farmer collections through Bangla QR, MFS, agent banking and bank channels, including in rural areas.
Use sales and collection data to assess partner creditworthiness and recommend credit limits.
Ensure integration and reconciliation of financed sales and collections with SAP and bank statements.
Monitor portfolio performance, repayment and overdue, and report monthly to management.
Job Other Benifits
- T/A,Provident fund,Tour allowance,Medical allowance,Mobile bill,Weekly 2 holidays,Performance bonus,Insurance,Profit share,Gratuity
- Lunch Facilities: Partially Subsidize
- Salary Review: Yearly
- Festival Bonus: 2 Other benefits will be provided as per company policy.